Important Things To Know Before Filing Workers’ Compensation With Concurrent Employment
Many people are working more than one job to make additional income or to secure better benefits. You may have a full time job and work part-time in the evenings or weekends. Or maybe you work two part-time jobs. Or maybe you work two or more jobs! Whatever the circumstances, working more than one job is called concurrent employment.
Concurrent employment can have a small to large impact on your workers’ compensation benefits in the event of an injury. The impact is dependent on the circumstances of the injury and how it impacts you and your ability to work your jobs. However, there are some important things to know before you file for workers’ compensation as someone with concurrent employment.
Complete Guide To Las Vegas Workers’ Compensation Benefits
Workers’ compensation is a type of insurance held by your employer that provides benefits to employees who injure themselves on the job. The insurance does not require anyone to be at-fault and filing for workers’ compensation disqualifies employees from suing their employers for the injury. Workers’ compensation covers the following:
- Medical expenses
- Lost Wages
- Permanent Disability Benefits
- Vocational Rehabilitation
- Death Benefits
To file for workers’ compensation, you must have incurred an injury on the job or acquired an illness due to exposure to something dangerous on the job. A skilled Las Vegas personal injury lawyer can help you provide evidence proving the accident or illness was work-related. Any injuries caused at home that make you unable to work do not allow you to file for workers’ compensation.
Who Qualifies For Workers’ Compensation In Nevada?
All employees, full-time, part-time, and temporary, are entitled to file for workers’ compensation. This includes undocumented workers. It is required by state law that employers carry workers’ compensation for their employees. A business can be fined and even shut down for not obtaining coverage.
Not all workers are covered, however. If you are an independent contractor, you likely won’t be covered unless you carry your own insurance. It is possible for a company to misclassify a contractor as a legal employee, though. In this case, you may still qualify. Additionally, if you believe you are a legal employee, but your employer is saying you are an independent contractor, contact a Las Vegas personal injury lawyer to see how you can be compensated.
Filing For Workers’ Compensation When You Have Multiple Jobs
If you have two or more jobs, you should inform the workers’ compensation insurance company of all jobs that you work along with your wages for each job. This is important because if your injury removes your ability to work all of your jobs, you can be compensated for benefits which calculates your average monthly wage for all jobs worked.
To file for workers’ compensation when you have more than one job, make sure you follow certain steps including:
- Document photographs, videos, and other evidence of the injury.
- Collect witness contact information.
- Inform your employer of the injury or illness as soon as possible.
- Get medical treatment right away for your injuries or illness.
- Tell your other employers of your injury.
- File Form C-4
- Prepare a list all employers and income sources.
Workers’ Compensation Benefits If Your Injury Prevents You From Working Any Job
If you end up with an injury at your workplace that prevents you from working any of your jobs, you will be losing all of your income. When this happens, a personal injury lawyer in Las Vegas can help you file for workers’ compensation to cover lost wages.
Assuming the workers’ compensation insurance company is aware of your other job(s) , the compensation should pay lost income for any job that is affected. Workers’ compensation will calculate your average weekly wage from all jobs that you held at the time of your injury. Your benefits will be 66.7% of your combined wages.
Acquiring Las Vegas Workers’ Compensation When Working The Other Jobs
Some injuries prevent you from working one job, but may still allow you to work for a second job. For instance, if you work a physical construction job during the day and a bookkeeping job during the evening, you may be able to continue your evening job during your medical leave from your day job. It is important to do this with the permission from your doctor.
With the permission of a doctor, you can continue working any job that allows while also filing workers’ compensation with the job where you were injured. When filing, you are required to disclose all income sources. The insurance company will take into account your income and the income you are losing and calculate your benefits.
How a Workers’ Compensation Lawyer Can Maximize Your Claim Success
Workers’ compensation claims can get complex. Dishonest employers and more can try to take advantage of situations to dole out as little compensation as possible. A Las Vegas personal injury lawyer can make sure your rights are protected and you are getting the compensation you deserve. They will represent you, ensure paperwork is filed, deadlines are met, and the proper evidence is presented.
While you can file workers’ compensation claims without a lawyer, hiring a lawyer will ensure the likelihood of success and can mitigate any complicated situations. If you’re unsure, many lawyers provide free consultations so you can have peace of mind knowing you are doing the right thing.
Hire Our Trusted Las Vegas Personal Injury Lawyers For a Smooth & Efficient Workers’ Compensation Process
When you’re injured on the job, the next steps you take are essential to a smooth process. Get medical help right away and inform your employer of the incident. From there, reach out to our Las Vegas personal injury lawyers at Benson & Bingham for thorough, compassionate, and skilled help. We will walk you through the process to ensure you receive the maximum amount of compensation possible.
Don’t wait, reach out to our attorneys today and have peace of mind as you navigate this new and challenging situation.